Build credit today for a better tomorrow

Start building better credit today

Start building your credit score, one purchase at a time, one on-time payment at a time, with the GO2bank^TM Secured Visa^® Credit Card.

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Open an account

No credit check^*^*Available only to GO2bank accountholders with direct deposits totaling at least $100 in the past 30 days. Eligibility criteria applies. Other fees apply.

Credit limit starting as low as $100

No annual fee^*^*Annual Percentage Rate is 22.99% and is accurate as of 3/1/2024. For additional information about Annual Percentage Rates, fees and other costs, see the GO2bank Secured Credit Cardholder Agreement and Security Agreement (PDF).

Monthly credit bureau reporting

What’s the GO2bank Secured Visa^®Credit Card?

When it comes to getting a line of credit, other banks’ options just might not fit your needs or may be too complicated. Build credit on your own terms with a low security deposit and responsible use of the GO2bank Secured Visa^® Credit Card.

Meet your new credit-building partner

Learn more about how you can start building or repairing your credit over time with a go-to on your side.

Your credit score and why it matters

Credit score

Your credit score is based on factors like your payment history, amount owed, and length of your credit history. With the GO2bank Secured Visa^® Credit Card, you can track your credit score each month for free with VantageScore^® powered by Equifax^®!

Credit reporting

At the end of every month, we’ll report your credit standing to the 3 major credit bureaus- Experian^®, Equifax^®, and TransUnion^®. When you use your card responsibly, that history of good credit standing will help you build credit.

Benefits of credit

A good credit score can help you get lower interest rates from creditors, reduce security deposit requirements on new loans or services, and prepare for a brighter future.

FAQs

* When on a desktop, hover over * to view important disclosures. When on a mobile device, click on * to view disclosures.

Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. Mobile number verification, email address verification and mobile app are required to access all features. See GO2bank Deposit Account Agreement (PDF) and GO2bank Secured Credit Cardholder Agreement and Security Agreement (PDF) for fees, terms and conditions.

Cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association.

GO2bank is Green Dot's flagship mobile bank account. Green Dot has serviced more than 80 million accounts over the last 24 years.

GO2bank also operates under the following registered trade names: Green Dot Bank, GoBank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits.

All third-party names and logos are trademarks of their respective owners. These owners are not affiliated with GO2bank and have not sponsored or endorsed GO2bank products or services.

Neither GO2bank, Green Dot Corporation, Visa U.S.A. nor any of their respective affiliates are responsible for the products or services provided by Atomic, Extole, Experian, Ingo Money, Plaid, Q2 Software or any eGift Card merchants. Partner terms and conditions apply.

Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

Google, Android and Google Play are trademarks of Google Inc., registered in the U.S. and other countries.