Find the money transfer option that’s right for you

Whether you need to transfer money fast to cover overdrafts or just want more money in your account, we’ve got easy & secure transfer options to make your GO2bank^TM account your go-to.

Open an account

Fast! Transfer from another debit card in minutes for a small fee.

Linking a debit card is super fast, but you’ll be charged a fee of 3% of your transaction amount. Use this option when you need your money right away, like bringing your account back to $0 to avoid overdraft fees, or if you know a bill is due.^*^*Fees and limits apply to debit card transfers. See Deposit Account Agreement (PDF)

Free! Transfer from another bank account in just 3 business days.

Transferring money from another bank is completely free, and usually takes about 3 business days for your money to arrive. Use this option when you have time to beef up your balance and keep more of your money.^*^*Limits apply to bank transfers. Subject to your bank’s restrictions and fees. Bank account verification services provided by Plaid. Activated, personalized debit card required to make a bank transfer. See Deposit Account Agreement (PDF) for details.

Transfer money from a linked debit card to your GO2bank account

How to transfer money

Select either “Debit card transfer” to link a debit card or “Bank transfer” to link a bank account

Follow the simple instructions to complete your transfer

Transfer money with just a few taps

Transferring money to your GO2bank account is easy. Learn more about which transfer option might be right for you.

Keep more, get more with direct deposit

Get the most from your go-to when you set up direct deposit. Pay no monthly fees^*^*Monthly fee waived whenever you receive a payroll or government benefits direct deposit in the previous monthly statement period. Otherwise $5 per month. and stay covered with up to $200 in overdraft protection after eligible direct deposits and opt-in.^*^*Opt-in required. Account must have initial eligible direct deposits, must be in good standing and have an activated chip-enabled debit card to opt-in. Ongoing eligible direct deposits and other criteria apply to maintain eligibility for overdraft protection. Only debit card purchase transactions are eligible for overdraft protection and overdrafts are paid at our discretion. We reserve the right to not pay overdrafts. For example, we may not pay overdrafts if the account is not in good standing, or is not receiving ongoing eligible direct deposits, or has too many overdrafts. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. Learn more (Overdraft Protection PDF).

Set up direct deposit

* When on a desktop, hover over * to view important disclosures. When on a mobile device, click on * to view disclosures.

Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. Mobile number verification, email address verification and mobile app are required to access all features. See GO2bank Deposit Account Agreement (PDF) and GO2bank Secured Credit Cardholder Agreement and Security Agreement (PDF) for fees, terms and conditions.

Cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association.

GO2bank is Green Dot's flagship mobile bank account. Green Dot has serviced more than 80 million accounts over the last 24 years.

GO2bank also operates under the following registered trade names: Green Dot Bank, GoBank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits.

All third-party names and logos are trademarks of their respective owners. These owners are not affiliated with GO2bank and have not sponsored or endorsed GO2bank products or services.

Neither GO2bank, Green Dot Corporation, Visa U.S.A. nor any of their respective affiliates are responsible for the products or services provided by Atomic, Extole, Experian, Ingo Money, Plaid, Q2 Software or any eGift Card merchants. Partner terms and conditions apply.

Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

Google, Android and Google Play are trademarks of Google Inc., registered in the U.S. and other countries.