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Which overdraft transactions are eligible for fees?

Only purchase transactions are subject to overdraft protection.

You are covered up to $10 in overdraft protection with no fees.

Additional overdraft coverage up to $200 is subject to eligibility criteria and each transaction that is greater than $5 and overdraws your account by more than $10 is subject to fees.

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Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. Mobile number verification, email address verification and mobile app are required to access all features. See GO2bank Deposit Account Agreement (PDF) and GO2bank Secured Credit Cardholder Agreement and Security Agreement (PDF) for fees, terms and conditions.

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GO2bank is Green Dot's flagship mobile bank account. Green Dot has serviced more than 80 million accounts over the last 25 years.

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